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Financing and Insurance Options

At Whitewater Dental Implants & Oral Surgery, we believe that everyone deserves access to high-quality oral care, regardless of their financial situation. Our goal is to make it simple and to understand your financial options, so you can move forward toward better health with confidence.
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Making Oral Care Accessible

We know that insurance details and financing can be confusing, so our knowledgeable staff is ready to walk you through every part of the process. From verifying your insurance benefits to helping you explore payment and financing options, our focus is on removing obstacles and helping you move forward with the care you need.

Navigating the Insurance Process

Insurance can play a major role in managing the cost of oral surgery. We are experienced at working with a variety of insurance providers and will coordinate directly with your insurer on your behalf.

Our team will:

  • Verify your coverage and help you understand your policy
  • Explain your benefits and answer any questions you have
  • Seek pre-treatment authorizations, if required by your plan
  • Prepare and submit insurance claims promptly after your treatment

Our promise is to help you maximize any available benefits and minimize out-of-pocket expenses wherever possible. Understanding exactly what is covered, along with any copays or deductibles, brings peace of mind during your treatment journey. If you are unsure about your policy, please reach out so we can go through your options together.

Should you need further support, we can provide estimates and help you anticipate costs before your procedure so there are no financial surprises.

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Flexible Payment and Financing Options

For procedures not fully covered by insurance, or if you do not have dental insurance, we offer several payment alternatives to ensure you still have access to exceptional care. We understand that major dental or surgical procedures can represent a significant financial investment, so we are proud to partner with trusted third-party financing companies to give you flexible options that fit your budget.

Click any of the logos below to start your application:

cherry logo

Cherry offers flexible, buy-now-pay-later payment plans with instant approval decisions and no impact to your credit score when you apply. Choose from 3 to 24 month plans, with 0% APR options for qualified patients. Getting started takes just seconds, and you can begin using your approved funds right away.

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proceed finance logo

Proceed Finance specializes in longer-term, fixed-rate loans designed specifically for dental and oral surgery procedures. Pre-qualify in minutes with no impact to your credit score, and enjoy predictable monthly payments that can stretch up to 12 years — making even larger treatment plans manageable.

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care credit logo

CareCredit is a dedicated health and wellness credit card accepted at over 285,000 locations nationwide. It offers promotional no-interest financing for purchases of $200 or more when paid in full within 6, 12, 18, or 24 months, as well as longer-term reduced-APR plans. You can prequalify online with no impact to your credit score and receive an instant decision.

Not sure which option is right for you? Our team is happy to walk you through each platform, answer your questions, and help you complete the application. We’re here to make it easier to focus on your health, rather than the paperwork.

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Your Health Is Worth the Investment

Prioritizing your oral health can have a positive impact for years to come. Investing in quality dental and surgical treatment not only helps prevent further problems and additional costs down the line, but it also restores your confidence and comfort every day. We want you to feel empowered, knowing that every step you take toward better oral health is also a step toward your overall well-being.

If you have concerns or specific needs, or want to discuss your options in detail, please don’t hesitate to contact our helpful team. We are here to make your experience as smooth, supportive, and positive as possible—no matter where you start or what questions you may have. Let us help you take the next step on your journey to a healthier smile.

Experience a New Standard of Care

Our combination of advanced technology and expert craftsmanship allows us to deliver dental care that honors your needs and inspires confidence. Your journey to a healthier, more complete smile starts here. Contact us today to schedule your consultation.

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Meet
OUR SURGEONS

Kevin G. Kempers, DDS, MD

Dr. Kempers performs the full scope of oral surgery procedures and holds a special interest in orthognathic surgery. He values the relationships he forms with his patients, who appreciate his compassionate manner and the trust they place in his skill to improve their oral health.

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Dr. Kevein Kemper | Whitewater Oral Surgery